Trusted Solutions to Improve Your Credit Score
Our experienced credit specialists help you take control of your financial future with proven strategies to restore credit, raise scores, and secure approvals. We provide reliable credit restoration services backed by expertise, integrity, and results.
Legal Guidance
Strategies grounded in consumer protection laws ensure disputes are handled with precision. Every action is designed to safeguard your rights and restore credit health.
Clear Process
A structured and transparent approach that keeps you informed at every stage. Progress is easy to follow, ensuring clarity and confidence from start to finish.
Proven Results
Reliable improvements that restore access to financial opportunities. Clients consistently achieve stronger scores and renewed confidence in their credit health.
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Our team applies a disciplined, law-based approach to identify and dispute inaccurate or unverifiable information across your credit profile. Each dispute is handled with precision, leveraging federal consumer protection laws to restore accuracy and strengthen your financial standing.
Incorrectly reported late or missed payments can significantly reduce creditworthiness. Each account is reviewed in detail, and any record that cannot be verified or is reported inaccurately is formally disputed for removal.
Accounts listed as charged-off or sent to collections often remain even after being paid or resolved. These items are carefully examined for compliance with reporting laws, and disputes are filed where errors or outdated information are identified.
Bankruptcy filings, civil judgments, or tax liens may be reported inaccurately or beyond the legal reporting period. These entries are validated against compliance standards, with disputes initiated to correct or remove improper records.
Unverified or unauthorized credit inquiries can create unnecessary score reductions. Each inquiry is reviewed for proper authorization, and non-compliant entries are formally challenged under federal guidelines.
Duplicate accounts, incorrect balances, and outdated creditor information often distort a credit profile. Discrepancies are investigated, documented, and disputed to ensure accurate reporting across all three bureaus.
Fraudulent accounts or transactions can have lasting financial consequences if left unchallenged. Using consumer protection laws, disputes are filed to remove illegitimate accounts and restore the integrity of the credit profile.
Every dispute is prepared and executed with a compliance-first approach, ensuring your rights as a consumer are upheld and that your credit profile reflects only verified, accurate information.
At Elevated Freedom Solutions, we believe that everyone deserves a second chance to achieve their financial goals. Founded on the principles of integrity, transparency, and results-driven service, we specialize in helping individuals and families rebuild their credit and unlock the financial opportunities they deserve.
Shannon D.
Before: 494
After: 712
"My credit score improved faster than I expected. The process was transparent, and every dispute was handled with precision and care."
Andrew S.
Before: 523
After: 692
"Late payments and errors were removed quickly, and I finally qualified for the approval I had been denied for years."
Marcus C.
Before: 576
After: 751
"The team restored my credit with discipline and clarity, turning a stressful situation into a confident financial future."
Ready to see similar results?
Standard Plan
Comprehensive Credit Report & Analysis
Dispute Resolution with All Three Major Credit Bureaus
Creditor Communication & Advocacy
Ongoing Progress Reporting
Customized Long-Term Credit Improvement Plan
$79.95/Month
Accelerated Plan
Comprehensive Credit Report Analysis
Tailored Dispute Strategies Using Consumer Protection Laws
Certified Mail Management & Communication
Secure 24/7 Client Portal Access
Dedicated Team Support
$1500 One Time
Everything You Need to Know About Credit Repair
Credit repair is the process of identifying and challenging inaccurate, outdated, or unverifiable information on your credit reports. The goal is to ensure your reports reflect fair and accurate information so that your credit score can improve.
We carefully review your credit reports, identify questionable items, and send disputes directly to the credit bureaus and creditors on your behalf. Throughout the process, we also guide you on positive credit habits to help you build lasting results.
Yes, credit repair is completely legal. Under the Fair Credit Reporting Act and the Credit Repair Organizations Act, you have the legal right to dispute any inaccurate or unverifiable information on your credit report.
Every credit situation is different, but most clients begin to see results within 30 to 90 days. Depending on the complexity of your case, the full process can take several months to a year.
We work to dispute a wide range of negative items, including late payments, collections, charge-offs, bankruptcies, repossessions, foreclosures, and even hard inquiries when they are inaccurate or unverifiable.
Credit repair is not a quick fix or a magic solution. While removing negative items can improve your score, true credit health also depends on positive financial behavior such as paying bills on time and keeping your credit utilization low. We will coach you on how to build and maintain healthy credit habits.
Yes. We address items with Equifax, Experian, and TransUnion to ensure your reports are consistent across all three. Many lenders pull from different bureaus, so correcting just one report is not enough. Our process targets all three simultaneously.
Your rights are backed by the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Credit Repair Organizations Act (CROA). These laws require that every account reported to the credit bureaus be accurate, complete, and verifiable. If a company fails to meet these standards, the item must be corrected or removed.
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